LEGAL DISCLAIMER/TERMS OF SERVICE
EARNINGS STATEMENT
PRIVACY POLICY

LEGAL DISCLAIMER/TERMS OF SERVICE

BY ACCESSING THIS WEB SITE YOU ARE INDICATING YOUR ACKNOWLEDGEMENT AND ACCEPTANCE OF THE FOLLOWING TERMS:

This Web site was created to provide you with the highest quality of educational information available to empower you in your life. These informational and educational materials are based upon natural and supernatural laws, and no representations or warranties, express or implied, are made guaranteeing success for the participant in securing any specific material gain. In using this Web Site, you understand that all information provided on this Web site is expressly for informational and educational purposes only, and is not intended to be construed as a source of advice or instruction in financial, accounting, legal, medical or any other matters. You understand success takes time and hard work, and depends on many factors, including your willingness to grow spiritually, emotionally, and economically and cannot be guaranteed. Results may vary depending on each individual’s dedication to their goals and their abilities.

When you visit and use this Web site, you agree that you will not hold the Owner, P. Braddock/DBA 21st Century Dream Strategies, also known as The Company, for purposes of this writing and agreement, Creators, Publishers or Authors of this Web site liable for any damages of any kind relating to the materials read or purchased on this Web site, or through links to any third party Web sites provided on this Web site.

The Owner, Creators, Publishers and Authors of this Web site want to stress that the information contained herein may be subject to varying international, federal, state and and/or local laws or regulations. The purchaser or reader of all information on this Web site assumes full responsibility for the use of these materials and information. Adherence to all applicable laws and regulations, including international, federal, state and local, governing professional licensing, business practices, advertising and all other aspects of doing business in the US, Canada, or any other jurisdiction is the sole responsibility of the purchaser or reader. Neither the Owners, Creators, Publishers or Authors of this Web site and of all information contained herein assume any responsibility or liability whatsoever on the behalf of any purchaser or reader of these materials.

All Copyrights, Trademarks and Information, Ideas, Concepts and Techniques appearing in the pages of this Web site, on the pages, screens, text and images are owned by P. Braddock/DBA 21st Century Dream Strategies. ALL RIGHTS RESERVED

The information and materials contained in this Web site may not be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work or otherwise used for public, personal or commercial purposes without the express written permission of P. Braddock/DBA 21st Century Dream Strategies. You cannot use these materials on any other Web site or networked computer environment for any purpose. Unauthorized use of any materials at this Web site may violate copyright, trademark and other laws, and you will be held responsible for your actions.

If links to third party Web sites such as CafePress.com, PayPal.com, or links to any other third party Web site are provided on this Web site, they are provided solely as a convenience to you. If you use these links, you will leave this Web site. P. Braddock/DBA 21st Century Dream Strategies does not control and is not responsible for any of these Web sites or their content. If you decide to access any of the third party Web sites, you do so at your own risk.

P. Braddock/DBA 21st Century Dream Strategies makes no representation that materials at this Web site are appropriate or available for use outside the United States, and access to them from territories where their contents are illegal is prohibited. You may not use or export or reexport the materials at this Web site or any copy or adaptation in violation of any applicable laws or regulations including without limitation U. S. export laws and regulations. If you choose to access this Web site from outside the United States, you do so on your own initiative and you are responsible for compliance with applicable local laws.

The products and services provided at or through this Web site are provided
“AS IS” without any warranties of any kind, either express or implied, to the full extent permissible pursuant to applicable laws. Further, P. Braddock/DBA 21st Century Dream Strategies does not warrant, guarantee, or make any representations regarding the use, or results of the use of this Web site, products or services or written materials in the terms of correctness, reliability, currentness or otherwise. The entire risk as to the Web site, products and services are assumed entirely by you. If the Web site, products or services are defective, you and not our Company assume the entire cost of necessary servicing, repair or correction.

THIS IS THE ONLY WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, THAT IS MADE BY P. Braddock/DBA 21st Century Dreams Strategies. No oral or written information or advice given by our company shall create a warranty or in any way increase the scope of this warranty, and you may not rely on any such information or advice to do so.

CUSTOMER REMEDY
P. Braddock/DBA 21st Century Dream Strategies informs you that our company's entire liability, and the purchaser's exclusive remedy for any purchases made on this Web site or via Third Parties in association with this Web site, shall be replacement of the product or products purchased, and shall, at no time, exceed the original purchase price. This replacement shall be granted only once per item purchased, and shall be for a like item. All replacement decisions shall be determined at the complete discretion and judgement of P. Braddock/DBA 21st Century Dream Strategies and shall be binding. The replacement period is limited to 30 days from date of purchase, and is limited to the United States.

In no event will the liability of P. Braddock/DBA 21st Century Dream Strategies or any person or business directly or indirectly associated with this Company exceed $100 or the amount you have paid to the Company for applicable content, product or service out of which liability arose. At no time will the Company be liable for more than the amount you have paid to P. Braddock/DBA 21st Century Dream Strategies.

LIMITATION AND EXCLUSION OF LIABILITY
These warranties include all incidental or consequential damages. P. Braddock/DBA 21st Century Dream Strategies and its suppliers will not be liable for any damages whatsoever for loss of business or personal profits, loss of business or personal information or other pecuniary loss.
P. Braddock/DBA 21st Century Dream Strategies nor any of its affiliates, service or content providers or any other person or business directly or indirectly associated with this Company, will be responsible for any incidental, direct, indirect, punitive, actual, consequential, special, exemplary, or other damages of any kind, including loss of revenue or income, pain and suffering, emotional distress, or similar damages even if P. Braddock/DBA 21st Century Dream Strategies has been advised of such damages.

OPERATIONAL DISCLAIMER
P. Braddock/DBA 21st Century Dream Strategies does not make any express or implied warranty of any kind. Specifically, there is no express, implied or statutory warranty of merchantability, fitness for a particular purpose, non-infringement of third party rights, or freedom from computer virus given in conjunction with this Web site’s information and materials.

Neither P. Braddock/DBA 21st Century Dream Strategies nor the operators of any attached networks shall be liable for any damage arising from any event that is out of its control. Neither P. Braddock/DBA 21st Century Dream Strategies nor the operators of any attached networks shall be liable for indirect, special, incidental, exemplary, consequential or any other form of money damages, including, but not limited to lost profits, or for the loss of data or information of any kind, however caused, and arising out of or in connection with the performance or the provision of service by P. Braddock/DBA 21st Century Dream Strategies or by the operators of any other attached networks, whether based in contract, tort, or any other legal theory, and whether the operators of any attached networks have been made aware of the possibility of such damages.
You understand that P. Braddock/DBA 21st Century Dream Strategies, cannot and does not guarantee or warrant for files available for downloading from the Internet will be free of viruses, worms or Trojan horses, or other code that may manifest contaminating or destructive properties. You are responsible for implementing safety measures to insure your use of the Internet is safe, as our Company assumes no responsiblity for your use of the Internet.
Your use of this entire site is completely at your own risk. The content is provided AS IS and without warranties of any kind, express or implied. P. Braddock/DBA 21st Century Dream Strategies does not warrant that the functions or content of the site will be uninterrupted or error-free, that defects will be corrected, or tht this site or the server that makes it available are free of viruses or other harmful components. Our Company does not warrant or make any representation regarding use of the content in terms of accuracy, reliability or otherwise. The content may include technical inaccuracies or typographical errors and our Company may make changes at any time. You and not P. Braddock/DBA 21st Century Dream Strategies are responsible for all necessary servicing, repair, or correction in the event of dame arising from the use of this site or its content. Our Company makes no warranties that your use of the content will not infringe the rights of others and assumes no responsiblity or liability for errors or omissions in such content.

INDEMNITY
You will indemify and hold P. Braddock/DBA 21st Century Dreams Strategies and it's "Indeminified Partners" harmless from any breach of these Terms by you, including any use of content other than is expressed authorized in these Terms. You agree that P. Braddock/DBA 21st Century Dreams Strategies will have no liability in connection with any such breach or unauthorized use, and you agree to indemnify any and all resulting loss, damages, judgements, awards, costs, expenses and Attorney's fees to P. Braddock/DBA 21st Century Dream Strategies in connections therewith. You will also indemnify and hold P. Braddock/DBA 21st Century Dream Strategies an it's "Indeminified Partners" harmless from and against all claims brought by third parties arising out of the use of the information accessed on this site.

INFORMATION YOU PROVIDE
You may not post, send, publish or transmit any material in connection with this site that:
-You do not have the right to post, including proprietary information of any third party.
-Is vulgar, obscene, pornographic or indecent.
-Does not pertain to this site.
-Threatens or abuses others, libels, defames, invades privacy, stalks or is racist, is obscene, abusive, threatening or defensive.
-Infringes on Intellectual Property in any form.
-Violates any law or may be considered to violate any law.
-Impersonates or misrepresents your connection to any other entity or person.
-Advertises any commercial endeavor, solicits funds, advertisers or sponsors.
-Includes any programs that include viruses, worms, Trojan horses, and or any other computer codes desitned to interrupt, destroy or limit the functionality of any computer sofware or hardware or telecommunications.
-Disrupts the flow of dialogue, causes a screen to scroll faster than other users to engage in real time activity via this site.
-Includes MP3 Format files.
-Disobeys any policies or regulations set forth by the owner of this site.
-Contains hyper-links to other sites that fall within the categories above.

SECURITY
Any passwords used on this site are for individual use only, and may be not distributed or duplicated at any time for any reason. You will be responsible for the security of your password, (if any) and P. Braddock/DBA 21st Century Dream Strategies reserves the right to require you to change it or may terminate your account at any time. You are also responsible for the security of your passwords and the transactions concerning any third parties to which you might link from this site. P. Braddock/DBA 21st Century Dreams Strategies is not responsible for these passwords or transactions, and assumes no responsiblity either express or implied, or for any damages of any kind that may result therefrom.
You are prohibited from using any services or facilities in connection with this site to compromise security or tamper with systems resources and/or accounts. The use or distribution of tools designed for compromising security is strictly prohibited and P. Braddock/DBA 21st Century Dreams Strategies reserves the right to fully cooperate with any and all law enforcement authorities or court order requesting or directing P. Braddock/DBA 21st Century Dreams Strategies to disclose the identity of anyone violating these Terms Of Use, and will be prosecuted to the fullest extent of the law.
BY ACCEPTING THIS AGREEMENT YOU HOLD P. BRADDOCK/ DBA 21ST CENTURY DREAM STRATEGIES HARMLESS FROM ANY CLAIMS RESULTING FROM ACTIONS TAKEN BY P. BRADDOCK/DBA 21ST CENTURY DREAMS STRATEGIES DURING OR AS A RESULT OF ACTIONS OF AN INVESTIGATION BY THE COMPANY OR LAW ENFORCEMENT AUTHORITIES.

EARNINGS STATEMENT
Any earnings or income statements are only examples of what you might earn. You must accept the risk of not doing as well. Where specific fitures are used and attributed to an individual or business, those persons or businesses have earned those amounts. There is no assurance you will do as well. You must accept the risk of not doing as well. Any and all claimes and representations as to income earnings on this Web site are not be considered as average earnings. There can be no assurance that any prior successes or past results as to income earnings can be used as an indication as to your future success or results.
Internet businesses and all businesses and earnings derived therefrom have unknown risks involved, and are not suitable for everyone. Maked decisions based on any information presented in our products, services or Web site should be done only with the knowledge that you could experience significant losses, or earn no money at all.
All products and services by P. Braddock/DBA 21st Century Dreams Strategies are for informational and educational purposes only. Use caution and seek the advice of other qualified professionals. Check with your accountant, lawyer or professional advisor before acting on this or any information.
YOU AGREE THAT P. BRADDOCK/DBA 21ST CENTURY DREAM STRATEGIES IS NOT RESPONSIBLE FOR THE SUCCESS OR FAILURE OF YOUR PERSONAL OR BUSINESS DECISIONS RELATING TO ANY INFORMATION PRESENTED BY P. BRADDOCK/DBA 21ST CENTURY DREAM STRATEGIES, OUR COMPANY PRODUCTS, SERVICES, OR BY THE PRODUCTS AND SERVICES OF OUR PARTNERS OR AFFILIATES.
All of the information on this site, whether historical in nature or forward-looking, speaks only to the date it was posted on this site and P. Braddock/DBA 21st Century Dream Strategies does not undertake any obligation to update such information after it is posted or to remove such information from this site if it is no longer accurate or complete.